Effective Date: 12/31/2025

Welcome to Jen’s Clutter-Free Wallet. By accessing or using this website, purchasing digital products, or engaging with our content, you agree to be bound by the following Terms and Conditions. If you do not agree, please do not use this website.

Use of This Website

All content on this website is provided for educational and informational purposes only. You agree to use this website lawfully and in a way that does not infringe on the rights of others or restrict their use and enjoyment of the site.

Digital Products & Purchases

Jen’s Clutter-Free Wallet offers digital products, including but not limited to courses, workbooks, and downloadable resources.

By purchasing a digital product, you acknowledge that:

  • All products are delivered electronically

  • You receive lifetime access to purchased digital products

  • Unauthorized sharing, resale, or distribution is prohibited

Refund Policy

Digital products are covered by a 30-day money-back guarantee, subject to the terms outlined in our Refund Policy.

Refunds are not available after the 30-day period.

Intellectual Property

All content on this website—including text, graphics, logos, videos, downloads, and digital products—is the property of Jen’s Clutter-Free Wallet and is protected by U.S. copyright and intellectual property laws.

You may not:

  • Reproduce, distribute, or resell content

  • Share digital products publicly or privately without permission

  • Modify or create derivative works from our content

Personal, non-commercial use is permitted.

Affiliate Disclosure

This website may contain affiliate links. If you click an affiliate link and make a purchase, we may earn a commission at no additional cost to you.

Jen’s Clutter-Free Wallet does not:

  • Control third-party products or services

  • Provide warranties for affiliate products

  • Handle returns or refunds for affiliate purchases

All affiliate product inquiries must be directed to the original seller.

No Professional Advice Disclaimer

Content provided on this website does not constitute financial, legal, tax, or investment advice.

You are responsible for your own financial decisions, and you should consult a qualified professional before making financial, legal, or investment decisions.

User Conduct

You agree not to:

  • Use this website for unlawful purposes

  • Attempt to gain unauthorized access to systems or content

  • Copy, scrape, or misuse website content

  • Post harmful, offensive, or misleading information

We reserve the right to restrict or terminate access if these terms are violated.

Limitation of Liability

Jen’s Clutter-Free Wallet is not liable for:

  • Any direct or indirect damages resulting from website use

  • Errors or omissions in content

  • Financial losses based on information provided

Use of this website and its content is at your own risk.

Indemnification

You agree to indemnify and hold harmless Jen’s Clutter-Free Wallet from any claims, damages, or expenses arising from your use of the website or violation of these Terms and Conditions.

Third-Party Links

This website may link to third-party websites. We are not responsible for:

  • Content on external websites

  • Privacy practices of third parties

  • Products or services sold by others

Access third-party websites at your own discretion.

Changes to Terms

We reserve the right to update these Terms and Conditions at any time. Updates will be posted on this page with a revised effective date. Continued use of the website constitutes acceptance of the updated terms.

Governing Law

These Terms and Conditions are governed by the laws of the United States and the state in which Jen’s Clutter-Free Wallet operates, without regard to conflict of law principles.

Contact Information

If you have questions about these Terms and Conditions, please contact:

Email: jen@jensclutterfreewallet.com

Terms & Conditions